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Federal Employees and Social Security… what you need to know

/ Financial Independence, Retirement Planning / By Steven A. Boorstein, PharmD, CFP®
Horsesmouth SS Federal Employees

If you have ever worked for the federal government, it’s important to understand how Social Security could interact with FERS and CSRS federal retirement plans…

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RockCrest Financial LLC

 

Atlantic County Office: 551 New Road, Suite B, Somers Point, NJ 08244

Gloucester County Office: 5 South Main Street, Suite A, Williamstown, NJ 08094

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Investing involves risk. Past performance does not guarantee or indicate future results. Different types of investments involve varying degrees of risk.  Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by RockCrest Financial LLC (“RockCrest”) will be profitable, equal any historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.

No portion of the content should be construed as an offer or solicitation for the purchase or sale of any security. References to specific securities, investment programs or funds are for illustrative purposes only and are not intended to be, and should not be interpreted as recommendations to purchase or sell such securities.  Certain portions of the content may contain a discussion of, and/or provide access to, opinions and/or recommendations of RockCrest as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current recommendations or opinions. Derivatives and options strategies are not suitable for every investor, may involve a high degree of risk, and may be appropriate investments only for sophisticated investors who are capable of understanding and assuming the risks involved. Moreover, you should not assume that any discussion or information contained herein serves as the receipt of, or as a substitute for, personalized investment advice from RockCrest or the professional advisors of your choosing.

To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisors of his/her choosing. RockCrest is neither a law firm nor a certified public accounting firm and no portion of this website or content should be construed as legal or accounting advice.

This presentation does not discuss, directly or indirectly, the amount of the profits or losses, realized or unrealized, by any RockCrest client from any specific funds or securities. Please note: In the event that RockCrest references performance results for an actual RockCrest portfolio, the results are reported net of advisory fees and inclusive of dividends. The performance referenced is that as determined and/or provided directly by the referenced funds and/or publishers, have not been independently verified, and do not reflect the performance of any specific RockCrest client. RockCrest clients may have experienced materially different performance based upon various factors during the corresponding time periods.

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Certain information contained herein has been obtained from third-party sources believed to be reliable, but we cannot guarantee its accuracy or completeness.In the event that there has been a change in an individual’s investment objective or financial situation, he/she is encouraged to consult with his/her investment professionals.

Written Disclosure Statement. RockCrest is a state registered investment adviser in New Jersey and Pennsylvania, principally located in Williamstown, NJ. Registration does not imply a certain level of skill or training. This material shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by RockCrest Financial LLC in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content is for information purposes only. Steven A. Boorstein is RockCrest’s founder and CEO. Please note: The above views are those of RockCrest and its CEO, Steven Boorstein, unless otherwise specifically cited. A copy of RockCrest’s current written disclosure statement discussing advisory services and fees is available upon request or via RockCrest’s internet web site at https://rockcrestfinancial.com/adv/ . Click here to review RockCrest’s Privacy Policy.

RockCrest Financial, the RockCrest Financial logo and Retirement Income Rx are service marks of RockCrest Financial LLC. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

RockCrest Financial LLC and Steven A. Boorstein, CFP®, are not responsible for the content or technology of any sites that you may link to through this site.

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